Need a personal loan with bad credit?

$300 – $3000 Loans

Fast no credit check personal loans across Canada!

Bad credit score? No credit history? Poor credit rating? No problem.

We understand that you are looking for some quick cash to manage an unexpected expense without the stress and hassle of credit checks. Our payday loans are designed to offer you the much-needed relief when you need it most.

We offer an easy application process that only takes a few minutes to complete and a quick decision on your qualification to avoid keeping you waiting for too long. If we approve your personal loan application, we usually deposit the funds in your bank account by the next business day.

Quick Approvals

Your personal loan application gets approved within minutes of application.

Fast funding

Once we approve your loan application, we process and deposit funds to your bank account on the same day or next business day

World-class customer service

Our team of experienced customer care representatives is here for you. You can always speak to one of them via phone, email, or live chat option

Guaranteed privacy

With us, you don’t have to worry about anything. Every piece of information you fill in the application form remains with us. We don’t involve third parties in our business

Easy application process

Our loan application process is as easy as 1, 2, 3. Simply fill the online loan application form, submit the form to us, and you are done.

Flexible Personal Loan Repayment Terms

Unlike other payday loan lenders, we are reasonable and ready to listen to you. So, if we propose a repayment plan that you think is too tight, you can always talk to us and let us know what you feel. Our primary target is to help you manage unexpected expenses in the best way possible. Our contact channels are open 24/7 just for you. All you have to do is talk to us and explain your situation so that we can come up with a repayment structure that will work in your favor.

Are you struggling with an emergency expense and don’t know what to do?
Talk to us today and let us help you!

Repayment examples

A $300 loan with an APR of 18% is $46.22 weekly payment.This example includes all the fees associated with the borrowed capital.

Repayment term

Our installment loans are repayable within a period of 6 months.

Interest Rate

We offer lower interest rates than our competitors. Our interest rate is 18%

Your Information Stays in One Place

We value your privacy and always strive to ensure your private information stays in one place. It means that the information you provide during application stays in one place. This is because we manage everything from application to repayment.
When you fill our online payday loan application form and submit it, the information is delivered to our system. When we review your application and approve it, we fund the loan ourselves within one business day, and when the loan is due, you can submit payment by logging into your online account.
Do you see the connection in the process? We handle the entire loan process. We don’t deal with third parties, and we have your back throughout the entire application, funding, and repayment process.

Came into some financial difficulty this past summer, after the bank turned me down for my personal loan i reached out to Ineedmoneynow and was able to get the money i urgently needed without hassle.

Jessica B.

Manitoba, Canada

Super happy i found Had to get a payday loan fast to repair my car and they came through when others turned me down. Keep it up folks!

Jean G.

Quebec, Canada

Thanks for the loan guys! Will surely use your service again in the near future.

Marco D.

Ontario, Canada