Bad Credit Loan

Our loan provides you with quick money you need to address unexpected expenses.

Having a poor credit rating can be a significant obstacle in the way of achieving your financial goals. However, things become even worse when you are faced with an emergency expense and want to borrow money to deal with it.
Not only does a poor credit rating make it more challenging to get approved for a loan from a traditional lender such as a bank, but it can also mean that any loan you receive will be charged the highest possible interest rate.
However, if you are faced with a financial emergency and want some quick cash to address it, don’t despair; we have an affordable solution for you!
We are committed to offering individuals with bad credit scores with affordable bad credit loans to help them accomplish their short-term and long-term financial goals. Our primary goal is to be partners in your long-term success.
Our bad credit loan provides you with quick money you need to address unexpected expenses that may have long-term implications on your financial life. By repaying your loan consistently and responsibly, we shall forward the details to all credit bureaus to help you rebuild your credit score over time.
Bad credit loan online

Having a poor credit rating doesn’t have to be a permanent problem. Apply for our bad credit loan today and let us help you deal with that emergency.

Easy Access

We understand that you are in a tight situation and want easy access to funds. Therefore, we have made our loan application process as easy as possible. The online application only takes a few minutes to complete and doesn’t require any special skills.
No need to schedule endless trips to a bank in the name of meeting your loan officer to approve your loan application.
As long as you provide us with the necessary information, we shall approve your bad credit loan application within minutes and deposit the funds in your bank account on the same day or next business day.

Improve Your Credit Score

Although we understand that many people who apply for our bad credit loan are in a difficult situation, our primary goal isn’t to get you deeper into debt. We want to help you rebuild your credit score so that you can start to qualify for lower-interest loans.
Therefore, as long as you borrow responsibly and pay back our loan on time, we shall do everything possible to see your credit score improve. We shall report your good repayment history to all credit bureaus, which is crucial to improving your credit rating.

Our Bad Credit Loan Opens Up Possibilities

Sometimes, a small bad credit loan is all you need to kickstart your journey of endless possibilities. With our loan, you can handle unexpected expenses, upgrade your education, rebuild your credit rating, buy a car, or repair the one you’ve got.
We are your trusted financial partner. We are not interested in your past but your present and future.
So, if you are struggling with an unexpected expense and can’t obtain a loan from a bank, apply for our bad credit loan today and let us make life a little bit easier for you!

Bad Credit Loans Made Easier

The most important element for getting a loan is having a good credit history. The better your credit history, the more your chances of getting a loan. A good credit history ensures speedy loan approval by bank authorities and that too at lower rates of interest. Lower interest rates mean lower payments and fewer headaches of the bulky installments.

Therefore, it is necessary to obtain a good credit score. If you dive deep into your credit history, you’ll be able to understand your strengths and weaknesses and an idea of your creditworthiness. Sadly not all customers are fortunate to have a good credit score. The reason being they have overburdened themselves with multiple loans. Other things maybe that they have been trapped in a debt trap thus becoming bankrupt.  

However, you can always improve your credit score if you pay your bills on time. For example, if you have a personal loan, you can simply improve your score by paying your installments on time. There are many ways to improve your debt-to-income ratio if you stick to a regular payment schedule. Reducing your debt burden is easy if you work hard and stick to a regular payment schedule. Ineedmoney now strives to relieve you of this burden and ready to give you a bad credit loan even if you have a low score.

Why You Should Choose Ineedmoneynow For A Bad Credit Loan?

A bad credit loan as the name suggests is meant for individuals with a bad credit history. When you are on a hunt for a loan with a low credit score then Ineedmoneynow have you covered. We will provide you bad credit loans when all doors would have been shut for you. Ineedmoneynow is all set with its bad credit loans just to make our customers feel more valuable and financially independent.

In general terms, the bad credit loan policy of every bank is quite complicated. At Ineedmoneynow, we make sure that our loan granting process is easy to understand and accessible. To apply for a bad credit loan, you must look into the requirements for applying for a loan. We have helped thousands of customers with solving their problem of bad credit along with the following benefits:

No Credit Check

Ineedmoneynow guarantees no credit check of credit scores. Our customers come to us after so many rejections just because of the credit history. We grant you a bad credit loan with not so hard credit checks.

Better Future

A timely inflow of cash in your hands can promise a better future. It will allow you to pay off your current as well as past debts thereby leading to a stress-free future.

Access To Cash

A bad credit loan always guarantees you easy access to cash to pay off your financial obligations. You get quick and easy access to cash after our officers analyze your current financial situation. 

Flexible And Easy To Apply

It is always easy to apply for a bad credit loan when you apply it at Ineedmoneynow. Our application process is easy to understand, clear and precise.

Debt Consolidation

The money you get with a bad credit loan can be used to pay off your previous debts. Bad credit loans can be proved to be a good source of debt consolidation.

Improved Credit Score

With excess cash in hand, it will be possible to pay off your debts. You will manage your finances more responsibly and tackle your debts easily. Bad credit loans will help to improve your credit score more early than any other loan.

Bad Credit Loans: How it works?

Many banks claim to have a simpler process of a bad credit loan until the customer gets trapped in their complex systems of verifications. We at Ineedmoneynow stick to what we say. We don’t use misleading terms and conditions to confuse our customers. We are here to make your bad credit loan simpler and easy to understand. Here is how you can apply for a bad credit loan. A few easy steps can bring you the right amount of money at the right time.

  • Apply Online
  • Select for the bad credit loan option.
  • Get deposits in your bank account.

Frequently Asked Questions

Do you give bad credit loans to the unemployed?

No. You must be employed somewhere or self-employed to take a Bad Credit Loan. If you have a stable source of income, we have no problem giving you a Bad Credit Loan.

I don’t know how to apply for a bad credit loan. Can you help me?

The application process for a Bad Credit Loan is quite simple and clear. You just have to visit our website and click on Bad Credit Loan. You can easily find the online application form. Simply click over the Apply Now button and there you go.

My friend needs a bad credit loan and he is self-employed. Can he apply for a bad credit loan?

At Ineedmoneynow you can always apply for a bad credit loan if you have a stable source of income. Even a self-employed person can apply for a loan if he fulfills our eligibility criteria for availing a loan.

What if I fail to repay the bad credit loan?

Generally, a failure to repay a loan attracts charges or penalties. We would attempt to contact you hundred times in case we feel you are not paying your installments on time. It is equally important on your part also to contact us and let us know about the real situation. Perhaps we may come up with a plan to help you with the repayment of the loan.

What are some basic requirements for applying for a bad credit loan?

You have to meet basic requirements for applying for a bad credit loan:

  • Your age must be 18 years or above.
  • You must be a Canadian citizen.
  • You must have valid identification proof.
  • You must have your address proof.
My loan application has been rejected. What should I do?

Don’t worry if your loan application has been rejected. Each lender has his own set of policies to be followed. You can apply for a loan application at Ineedmoneynow. Our officers would see in what ways we can help you.

Is there any down payment for availing of a bad credit loan?

No, there is not any down payment for availing of a bad credit loan. You can apply for a bad credit loan with a minimum prescribed fee.

I shared my income proofs while applying for a loan. What should I do to ensure its privacy?

When it comes to sharing your private information with us, you can always trust Ineedmoneynow. We respect your privacy and ensure its security by keeping it confidential. We don’t share your personal information with any outsider.

Can a bankrupt person apply for a bad credit loan?

A bad credit loan is meant for a person who has a bad or no credit history. Surely a previously bankrupt person is eligible for a bad credit loan provided he doesn’t have any present charges against him.

What is the limit for a bad credit loan at Ineedmoneynow?

We provide a personal loan amounting between the range of $300-$3000. Once we make sure everything conforms with the prescribed eligibility, we lend bad credit loans under the Canadian government rules.