Cash Advance Loan

We offer you affordable loans that can help you sort out your financial problems pretty fast!

Whether you are managing an unexpected expense, looking to pay overdue bills, or footing an unexpected hospital bill, we offer you affordable cash advance loans that can help you sort out your financial problems pretty fast.
Our online application process is simple and straightforward. Simply fill the application form, submit the information, and wait for the feedback. Everything is as easy as 1, 2, and 3. We pride ourselves on providing an affordable and fast alternative to the traditional cash advance lenders.
We value our customers and always strive to offer the best possible service. Our team of highly experienced and courteous customer care agents is always ready to serve you.

Talk to ineedmoneynow today and let us help you get a cash advance quick.

How Does Our Cash Advance Loan Work?

For most Canadians, a cash advance is associated with a credit card or any other credit line. In fact, many credit card companies make it easy for their customers to receive their cash advances by using their credit cards at ATM outlets. Unfortunately, such cash advances attract incredibly high-interest rates that can trap you in a vicious cycle of endless debt. Some credit card companies charge interest rates on cash advances that is much higher than the interest they charge on regular card balance.
We are here to help you avoid the exorbitant rates. Our cash advance is structured like a short-term loan deposited directly to your bank account after approval. Our interest rate is relatively low, and we also offer flexible repayment plans.
Our entire cash advance application and approval process take place online at your own convenience. You don’t have to leave your house or office to meet a loan officer in some physical location or fill out lengthy application forms. Instead, you fill a simple and straightforward online application form that takes less than five minutes to complete. We shall then go over your application and inform you of your approval status via email.
If your cash advance application is approved, we shall deposit the funds to your bank account on the same day or next business day.



Happy Customers

Anyone above 18 years old who meets our income/employment requirements and can accurately fill out the online application form can qualify for our cash advance. In the online application form, we shall request the following:

Full names


A valid phone number


A valid email address


An active checking account that allows electronic transfer


Your current contact information, including a physical address

Once you complete the online application and submit your responses, we take a few minutes to review your application and communicate your approval status almost instantly. We understand that maintaining healthy relationships is crucial to our business growth. Since we are a direct lender, we listen to your needs and advise you accordingly. Once you create an online account with us, you can use it to borrow again in the future.

We Promise 100% Online Cash Advance Loans

Are you looking for a cash advance loan? Have you fed up with facing rejections from multiple banks? Is your cash advance loan still pending with the finance company? If you are facing such issues then come to us. We will analyze your current financial needs and give you a valuable solution.  

Cash advances are generally short-term loans that can provide you timely cash to meet your emergency cash problems or any other financial obligation. Depending on your current province, the interest rates vary. One thing for sure is that you get 100% online access to money in a short period. Moreover, we deposit money in your bank account and give you a stress-free life.

Typical cash advance loans mean credit card advance loans in most provinces of Canada. With so many finance companies hanging on the web, offering lower interest rates on cash advance loans, how do you select the best one? If you want a fair deal in cash advance loans then Ineedmoneynow is the name you can rely on. 

Why Should You Choose Ineedmoneynow for Cash Advance Loan?

If we talk about the prevailing cash advance loans in Canada then credit card cash advances, and merchant cash advances are quite popular. In Canada, the business class prefers to opt for merchant cash advances. Despite their popularity, these cash advances are not much recommended as they carry a higher rate of interest. These credit cards attract a lot of customers because of their immediate funding feature.

We at Ineedmoneynow introduce Cash advances in the form of a short term loan. The loan can be repaid when you get your next paycheck. Perhaps, the most important benefit of a cash advance loan is that you get quick access to cash in difficult times. The other benefit is that it does not require a hard check on your credit score. In addition to this, we offer the following benefits to our customers. 

Less Paperwork

When you apply for a cash advance loan at Ineedmoneynow, you do not have to go through long documentation. We offer a paperless loan application to our customers which saves them time and money.

Payment On Next Payday

We don’t force our customers to pay back the whole amount before your payday. Rather, we give you flexibility in repaying your loan amount till the next payday.

Online Application

Our online application platform enables you to apply for a cash advance loan without any hassle. Our customer support executives are available 24/7 for your help.

No Credit History Check

We don’t reject your application if you have a poor credit history. We are not interested in checking your credit score as long as you have a stable source of income.

Safe and Confidential

Ineedmoneynow keeps your information confidential. When you share your crucial details with us, we ensure the security of your personal information.

Fast Approval Process

Our online application process is fast and secure. We don’t take a long time to approve your application. If you fulfill our eligibility criteria, we quickly approve your loan application.

Cash Advance Loan – How It Works?

At Ineedmoneynow, a cash advance loan is a flexible way to avail cash as and when needed. Apply online and get easy access to the funds in a shorter time. You don’t have to worry about the collateral security for applying to cash advance loans. That’s the beauty of a cash advance loan. The loan gets deposited into your account in a few days and you are free to use all the money according to your requirements. Borrow once and pay as per your convenience. A few easy steps can bring you the right amount of money at the right time.


  • Apply Online
  • Select the cash advance loan option.
  • Get deposits in your bank account.

Frequently Asked Questions

What documents do I need to keep ready to apply for a cash advance loan?

A government ID, details of your bank account, proof of your permanent address, and proof of your current source of income. All three documents are necessary to apply for a cash advance loan.

What is a cash advance loan? Are they similar to payday loans?

For most Canadians, a cash advance loan is just like a credit card loan. They are somewhat similar to payday loans. At Ineedmoneynow, we provide you payday loans in the form of a short-term loan.

How much money can I receive with a cash advance loan?

According to the Canadian rules, a borrower is entitled to get a cash advance loan up to $1500.

Currently, I have an outstanding balance of a cash advance loan from a bank? Can I get another cash advance loan from a different finance company?

No, you cannot do that. To get a cash advance loan from us, you have to repay the cash advance loan from the bank.

What if I fail to repay the cash advance loan on time?

You may have to face a penalty for not repaying the loan amount on time. Your current loan amount may increase if you delay the payment of the loan.

What are the parameters for getting a cash advance loan?

Different companies in Canada have different parameters for a cash advance loan. At Ineedmoneynow we follow the following parameters to decide your eligibility for a cash advance loan.


  • You must be 18 years of age.
  • A valid identification document is needed.
  • Address proof is mandatory.
  • An operating bank account and must be valid for transactions.
  • A stable income proof or an employment proof.
I don’t have a good credit history. Is it necessary to have a good credit history for a cash advance loan?

At Ineedmoneynow, we don’t judge your capability by your credit history. So, no need to worry if you don’t have a good credit history. You can get a cash advance loan with a low credit score. All you have to do is to contact us. Our expert will evaluate your current situation and help you in getting a cash advance loan.

How do I recognize fraud cash advance loan lenders?

Fraudulent finance companies often demand a good amount of money as security before lending you any kind of loan. Most fraud companies call it a good faith deposit. Be aware of all such companies because legitimate companies never ask you for such deposits. Another thing is they don’t ask for the verification of the documents and try to win your trust by offering you free debit cards. You must think twice before trusting such companies.